Retirement Advice
Retirement Goals
We help you project how affordable your retirement will be, assessing whether you can afford to retire and how long your funds will last. We discuss your desired retirement lifestyle and associated costs, determine your preferred retirement age and establish clear, achievable goals for retirement savings and income.
This ensures you have a solid plan in place to achieve and maintain the lifestyle you envision for your retirement.
Pre-Retirement
For those planning to retire from the workforce, we help you set clear retirement goals, assess your current financial situation and create tailored strategies for building savings and maximising superannuation.
With a focus on tax minimisation, we provide ongoing guidance to ensure you stay on track to meet your goals, ensuring a smooth transition into retirement. Our aim is to provide you with peace of mind and financial independence as you approach this new chapter in life.
Post-Retirement
Our post-retirement planning services are tailored to help retirees maintain a comfortable and sustainable lifestyle. We develop strategies to manage your income effectively, ensuring your superannuation and other savings last.
By optimising Centrelink entitlements and minimising taxes, we help maximise your retirement income. We provide ongoing support to help you adjust to changing circumstances and maintain your financial goals, giving you peace of mind and confidence that your funds will support you throughout your retirement years.
Superannuation and Investment Strategy
We elevate your superannuation by reviewing and optimising your accounts, fine-tuning investment options and maximising your contributions.
Our innovative investment strategies are designed to accelerate your portfolio's growth. By exploring a wide range of investments, we ensure your retirement portfolio is robust and aligned with your financial aspirations.
Income Streams
We plan for multiple sources of retirement income, such as superannuation account based pensions, annuities, social security, defined benefit pensions and personal investments. Our goal is to create a diversified and resilient retirement income plan.
We develop a sustainable withdrawal strategy to ensure your savings last throughout your retirement. Additionally, we evaluate the tax implications of different income streams to maximise your after-tax income, giving you financial security and peace of mind during your retirement years.
How We Make Retirement Easy
We aim to make managing your retirement as straightforward and stress-free as possible. Our process includes:
Consultation Process
We start with an in-depth consultation to understand your current situation and retirement goals.
Personalised Advice
Based on our findings, we provide tailored advice to optimise your financial position.
Implementation
We handle the paperwork and administrative tasks involved in implementing our recommendations, ensuring a smooth and effortless process.
Ongoing Support
Our commitment doesn’t end with the initial advice. We offer ongoing support and regular reviews to ensure your retirement plans remain on track.
At Macarthur Wealth Management, we specialise in providing comprehensive retirement advice to help you achieve a comfortable and secure future. Our expert advisors guide you through every step of your retirement journey.
Speak with our Financial Advisors
It is never too early to start planning.
Tell us more about your goals, and our qualified financial planners will get you started on a roadmap to achieve them.
